Loan Payoff Calculator – There is good debt and bad debt, and this is something many financial advisors discuss with client. With Asset Planet, users can help determine what is best for them. Our AI within the Loan Payoff Calculator will first compare your rates and terms with comparable loans and the current savings rates on 10-year US Treasury bonds. If our software AI detects a disconnect between what a user has vs other facts, the user will receive a notification to evaluate better opportunities. For example, a good use of debt might be a home loan, but if the terms of the original loan are high for today’s market, the user will receive a notification with possible opportunities to contact third party financial partners to address their needs. High interest rate credit cards and other short-term, high-rate, non-deductible debt are possible examples of bad debt. Users that want a mathematical method to determine how to pay the debt can utilize the functionality of the Asset Planet Loan Payoff Calculator. This app is integrated into our Organizer Planner and Protector desktop suite for powerful integration for users and other people they trust to collaborate.